Jesse Rochman is a trial lawyer and appellate advocate whose practice is devoted to one mission: protecting consumers from powerful financial institutions that break the rules. Over his career, Jesse has helped secure more than $1 billion in debt forgiveness, cash payments, and credit-report repair for individuals harmed by unlawful repossessions, predatory lending, and other systemic abuses within the consumer-finance industry.
$1 Billion+ in Consumer Relief Secured
Best Lawyers in America® – Commercial Litigation & Consumer Protection
Missouri Supreme Court – Published Appellate Victories
“I grew up in a small town in Southern Illinois where I learned the values of fairness and standing up for people who don’t have the resources to stand up for themselves. Consumer protection lets me level the playing field—stepping between vulnerable consumers and corporate machines that put profits before people.”
Jesse B. Rochman
Senior Trial Attorney
Consumer Protection Results
Jesse’s approach to litigation is aggressive, strategic, and four steps ahead—a style he often likens to playing chess. He anticipates defenses before they are raised, builds comprehensive records, and structures cases not only to win but to shape the law.
$1B+
Consumer Relief
Debt forgiveness, cash payments & credit repair
7+
Published Decisions
Missouri appellate courts including Supreme Court
15
Years of Experience
Consumer protection and class action litigation
6
Court Admissions
State and federal courts including 8th Circuit
Landmark Appellate Decisions
Jesse has litigated and argued many of Missouri’s most influential repossession and consumer-finance cases. The decisions have helped define modern Missouri law on class actions, Article 9 notices, deficiency-balance claims, and consumer remedies.
Past results do not guarantee future outcomes. Each case is unique.
Missouri Supreme Court Decisions
State ex rel. Gen. Credit Acceptance Co., LLC v. Vincent 570 S.W.3d 42 (Mo. banc 2019)
The Missouri Supreme Court’s decision in Vincent reshaped class action law statewide, and Jesse’s strategic approach ensures that consumers can band together to hold corporations accountable.
Defeating Arbitration — Preserving Access to Justice
Abram et al. v. TitleMax of Missouri, Inc. 684 S.W.3d 74 (Mo. App. E.D. 2023)
Successfully defeated an arbitration agreement so consumers could pursue claims in court, preserving access to justice in predatory-lending cases. This victory ensures consumers aren’t forced into arbitration systems that favor corporate defendants.
Article 9 & Repossession Law
Jesse has won multiple published decisions defining consumer rights under Missouri’s Uniform Commercial Code Article 9:
Universal Credit Acceptance v. Ware — 556 S.W.3d 69 (Mo. App. E.D. 2018)
Show-Me Credit Union v. Mosely — 541 S.W.3d 28 (Mo. App. E.D. 2018)
Lobel Fin. Inc. v. Bothel — 570 S.W.3d 87 (Mo. App. W.D. 2018)
Focus Bank v. Scott — 504 S.W.3d 904 (Mo. App. S.D. 2016)
We Don’t Just Take On Cases—We Take On Causes.
Whether it’s an unlawful repossession, predatory lending, abusive credit reporting, or other consumer-finance violations, Jesse Rochman doesn’t just fight for compensation—he fights to change the rules that allow corporations to exploit consumers. If you’ve been harmed by a financial institution that broke the rules, let’s discuss how your case could create lasting change.
Types of Personal Injury Cases Jesse Handles
Our attorneys represent clients across a comprehensive range of accident and injury cases, bringing decades of combined experience to each claim. Because every case type involves unique legal standards, evidence requirements, and defense tactics, having attorneys who understand the specific nuances of your situation can make the difference between a minimal settlement offer and full compensation for your losses. The following practice areas represent the core of our work, though we also handle other injury claims not listed here.
Class Action Litigation
Jesse represents consumers in large-scale class actions against financial institutions that engage in systemic violations of consumer protection laws. The Missouri Supreme Court’s decision in Vincent reshaped class action law statewide, and Jesse’s strategic approach ensures that consumers can band together to hold corporations accountable.
Consumer protection law allows Jesse to level the playing field between ordinary individuals and corporate machines that put profits before people. From predatory lending to abusive debt collection, Jesse fights for consumers who have been exploited by financial institutions that break the rules.
Unlawful Repossession
When lenders repossess vehicles without following proper legal procedures, consumers have powerful remedies under Missouri’s Uniform Commercial Code Article 9. Jesse has won multiple published decisions defining these rights and has helped consumers recover damages and eliminate deficiency balances from illegal repossessions.
Credit Reporting Violations
Inaccurate credit reporting can devastate consumers’ ability to obtain housing, employment, and fair credit terms. Jesse fights to correct unlawful credit reporting and secure damages for consumers harmed by financial institutions that fail to report accurately.
Predatory Lending
Predatory lenders target vulnerable consumers with high-interest loans, hidden fees, and deceptive terms. Jesse’s victory in Abram v. TitleMax preserved consumers’ access to court rather than forced arbitration, ensuring they can fight back against predatory practices.
Appellate Advocacy
Jesse’s appellate experience includes arguments before the Missouri Supreme Court, the Missouri Court of Appeals, and the Eighth Circuit Court of Appeals. His appellate work has shaped Missouri law on class actions, repossession rights, and consumer remedies—ensuring his wins benefit consumers beyond just his clients.
Education & Background
Southern Illinois Roots
Small Town Values
Jesse grew up in a small town in Southern Illinois, where he learned early the values of fairness, hard work, and standing up for people who don’t have the resources to stand up for themselves. That background shaped his belief that ordinary individuals should have just as much access to justice as corporations.
Indiana University
Bachelor’s Degrees in Finance & Accounting – 2005 Minor in Computer Science – 2005
Jesse’s dual degrees in Finance and Accounting—plus his computer science background—provide analytical skills essential for understanding complex financial instruments and corporate accounting practices in consumer-finance litigation.
SIU School of Law
Juris Doctor – 2008 (Magna Cum Laude)
Jesse graduated magna cum laude from Southern Illinois University School of Law, demonstrating the academic excellence that would later translate into published appellate victories at the highest levels of Missouri’s court system.
Large St. Louis Firm
Business Litigation – Plaintiffs & Defendants
Jesse began his career at a large St. Louis law firm handling business litigation, including defending banks and insurance companies. While the legal arguments were sound, some outcomes felt fundamentally unjust for individuals—pushing Jesse to shift toward consumer protection.
OnderLaw
Senior Trial Attorney – 2015 to Present
Since joining OnderLaw, Jesse has built a nationwide consumer-rights and class-action practice. His work has secured more than $1 billion in debt forgiveness, cash payments, and credit-report repair for consumers harmed by unlawful financial practices.
Peer Recognition & Credentials
Awards & Distinctions
⚖️ The Best Lawyers in America® – Commercial Litigation
⚖️ The Best Lawyers in America® – Consumer Protection Law
⚖️ Magna Cum Laude – SIU School of Law
This recognition reflects both his results and his reputation for strategic, tenacious advocacy in consumer protection law.
Bar Admissions
Missouri
Illinois
U.S. Court of Appeals, Eighth Circuit
U.S. District Court, Eastern District of Missouri
U.S. District Court, Southern District of Illinois
U.S. District Court, Southern District of Indiana
Published Decisions
Missouri Supreme Court:
State ex rel. Gen. Credit Acceptance Co. v. Vincent, 570 S.W.3d 42 (Mo. banc 2019)
Balloons Over the Rainbow, Inc. v. Director of Revenue, 427 S.W.3d 815 (Mo. banc 2014)
Missouri Courts of Appeal:
Abram v. TitleMax of Missouri, 684 S.W.3d 74 (Mo. App. E.D. 2023)
Show-Me Credit Union v. Mosely, 541 S.W.3d 28 (Mo. App. E.D. 2018)
Lobel Fin. Inc. v. Bothel, 570 S.W.3d 87 (Mo. App. W.D. 2018)
Focus Bank v. Scott, 504 S.W.3d 904 (Mo. App. S.D. 2016)
Federal Courts:
St. Charles Tower, Inc. v. Kurtz, 643 F.3d 264 (8th Cir. 2011)
OnderLaw Awards & Recognition
Recognized as Top 1-2% of Attorneys Nationwide
When Your Case Becomes Our Cause
Jesse Rochman and the OnderLaw team don’t just fight for compensation—we fight to change the rules that allow corporations to exploit consumers. If you’ve been harmed by an unlawful repossession, predatory lending, or other consumer-finance violations, let’s discuss how your case could create lasting change.
